Loan & Mortgage Calculator
Loan & Mortgage Calculator is a free online calculator that helps you compute monthly payment, total interest, and the amortization schedule for any fixed-rate loan or mortgage. Loan & Mortgage Calculator uses 4 input fields, returns 6 output values, and runs in your browser on the device.
Key facts
- Inputs
- 4 fields: Loan amount, Annual interest rate (%), Term (years), and Extra monthly principal (optional)
- Outputs
- 6 values: Monthly payment, Total payments, Total interest, Months to payoff, Interest saved by extra payments, and Amortization (first 12 + last 12 months)
- Runtime
- your browser on the device
- Mode
- Calculator
- Privacy
- Files and text stay in the browser session.
- Cost
- $0, no account required
How to use Loan & Mortgage Calculator
- 1
Paste or fill in the input
Enter your text or values into the input fields on the page.
- 2
Run the utility
Click Compute to run the utility in your browser and review the result.
- 3
Copy the output
Copy the output value you need from the result panel.
Loan & Mortgage Calculator details
First, enter Loan amount in Loan & Mortgage Calculator. Next, review Monthly payment, Total payments, Total interest, Months to payoff, Interest saved by extra payments, and Amortization (first 12 + last 12 months). Additionally, Loan & Mortgage Calculator uses 4 input fields and 6 output blocks so the result is easy to scan and copy.
Plug in the principal, annual interest rate and term; get the monthly payment, total cost over the life of the loan, total interest paid, and a per-month amortization schedule showing how each payment is split between principal and interest. Add an optional extra monthly principal payment to see how much faster you'd be debt-free and how much interest you'd save. The standard fixed-rate formula `M = P × (r/12) / (1 − (1 + r/12)^(−n))` is used. Runs entirely in your browser.
Common searches
- loan calculator
- mortgage calculator
- amortization calculator
- loan payment calculator
- mortgage payment calculator
- car loan calculator
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Frequently asked
What is Loan & Mortgage Calculator?
Loan & Mortgage Calculator is a free online calculator that helps you compute monthly payment, total interest, and the amortization schedule for any fixed-rate loan or mortgage. Loan & Mortgage Calculator uses 4 input fields, returns 6 output values, and runs in your browser on the device.
What inputs and outputs does Loan & Mortgage Calculator use?
Loan & Mortgage Calculator uses 4 input fields: Loan amount, Annual interest rate (%), Term (years), and Extra monthly principal (optional). Loan & Mortgage Calculator returns 6 output values: Monthly payment, Total payments, Total interest, Months to payoff, Interest saved by extra payments, and Amortization (first 12 + last 12 months).
Do my files and data stay private?
Yes. Loan & Mortgage Calculator runs entirely in your browser using your device's CPU. Files and text are never uploaded to our servers, so your data stays private.
How do I use Loan & Mortgage Calculator?
Open Loan & Mortgage Calculator, paste or fill in the input fields, and the result updates instantly. Loan & Mortgage Calculator runs in your browser with no upload and no waiting.
Which browsers does Loan & Mortgage Calculator support?
Any modern browser works in Chrome, Firefox, Safari, and Edge on desktop and mobile. Loan & Mortgage Calculator uses standard web APIs and does not require any plugin, extension, or sign-up.